The Provider Index
The stack · Index · Starling Business
Profile · United Kingdom · checked 1 Sep 2026

Starling Business

Starling Bank Limited. Read here in the order of the method: entity first, licence second, protection third, interface last.

Legal entity
Starling Bank Limited
Home country
United Kingdom
Licence type
Bank
Stage 2 · Licence

What the register says.

UK bank taking deposits on its own balance sheet.

  1. Open FCA Financial Services Register and search the legal entity, not the brand.
  2. Search Starling Bank Limited and confirm deposit taking permission.
  3. Write down the field Firm reference number together with the date you checked it.

Register to open

FCA Financial Services Register
https://register.fca.org.uk/
Field: Firm reference number
Stage 3 · Protection

What happens if this entity fails.

FSCS, 120,000 pounds per depositor per institution.

Eligible deposits in business accounts are treated as made by a single depositor. Several accounts at Starling share one limit, they do not multiply it.

What we have not verified yet

  • Treatment of client money accounts held by agencies

An empty cell is more honest than a guess. These lines stay here until we can put a source next to them.

Stage 1 · Interface

What to look at before you migrate.

Starling publishes its own FSCS information sheet and dates it, which is a small signal that the disclosure side of the company is maintained.

Sources for this profile: Starling Bank, FSCS information sheet, 2 June 2026. Checked 1 Sep 2026.

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