The Provider Index
The stack · Index · Revolut Business UK
Profile · United Kingdom · checked 1 Sep 2026

Revolut Business UK

Revolut Bank UK Ltd. Read here in the order of the method: entity first, licence second, protection third, interface last.

Legal entity
Revolut Bank UK Ltd
Home country
United Kingdom
Licence type
Bank
Stage 2 · Licence

What the register says.

Full UK banking licence, authorised by the PRA and regulated by the PRA and FCA. Restrictions lifted on 11 March 2026 after the mobilisation period.

  1. Open FCA Financial Services Register and search the legal entity, not the brand.
  2. Search both Revolut Bank UK Ltd and Revolut Ltd. They are different firms with different permissions.
  3. Write down the field Firm reference number together with the date you checked it.

Register to open

FCA Financial Services Register
https://register.fca.org.uk/
Field: Firm reference number
Stage 3 · Protection

What happens if this entity fails.

FSCS on eligible deposits, up to 120,000 pounds per depositor.

Customers signing up from 11 March 2026 onwards may still be onboarded to an e-money account with Revolut Ltd until migration reaches them. The app looks identical, the protection is not.

What we have not verified yet

  • Share of business customers already migrated to the bank entity
  • Whether migration order differs for business and personal

An empty cell is more honest than a guess. These lines stay here until we can put a source next to them.

Stage 1 · Interface

What to look at before you migrate.

One app, several legal entities. Before you rely on FSCS cover, check in the app terms which entity your account was opened with.