The Provider Index
The stack · Index · bunq
Profile · Netherlands · checked 1 Sep 2026

bunq

bunq B.V.. Read here in the order of the method: entity first, licence second, protection third, interface last.

Legal entity
bunq B.V.
Home country
Netherlands
Licence type
Bank
Stage 2 · Licence

What the register says.

Dutch banking licence, listed in the DNB public register, trade register number 54992060.

  1. Open DNB public register and search the legal entity, not the brand.
  2. The register updates every business day at 06:00 and is also available as an API.
  3. Write down the field Trade register number 54992060 together with the date you checked it.

Register to open

DNB public register
https://www.dnb.nl/en/public-register/
Field: Trade register number 54992060
Stage 3 · Protection

What happens if this entity fails.

Dutch deposit guarantee scheme, 100,000 euro per account holder.

Cover applies to verified accounts. Temporary high balances from named life events are covered up to 500,000 euro for three months, which matters after a sale or a funding round.

What we have not verified yet

  • Which business features are covered by the Dutch scheme when funds sit in sub accounts

An empty cell is more honest than a guess. These lines stay here until we can put a source next to them.

Stage 1 · Interface

What to look at before you migrate.

bunq iterates fast and ships features that other banks treat as products. Check that the feature you are buying is not still labelled beta in the terms.